I just completed a long sale, usually called a short sale (LOL) , as a listing agent that truly amazed me. I grew from hating the 1st TD holder to being grateful to them because they finally got things right. This 10 month ordeal began with 9 offers, where 8 buyers walked away, 7 times the trustee sale was postponed, 6 times the file was escalated, 5 weeks were wasted while the HOA board of directors debated if they should re-approve the condo building to be FHA approved (even though they knew my latest offer was FHA), 4 appraisals were done, 3 termite reports needed, 2 seller negotiators worked on the file, until 1 happy & mighty grateful seller avoided foreclosure! Just about everything that go could wrong, went wrong, except in the end, when we needed one more postponement to the trustee sale-we got it! The 7th! Thank you, CALHFA!