I'm doing my first deal with VRM and they can not put HOA cost on the HUD. This has been like pulling teeth . Does anyone have experience with this? Also I have a feeling hey are going to ask me to pay this upfront it is around $2500 and more than the commission on this condo. Is that standard also? Any info or advice would be helpfull. I have another listing with them and would like it to go smoother than this has. Thanks in advance.