expert (3)

It’s a sign of the times!

Most of us grew up thinking that if we planned well and played by the rules, we’d never have to stand by as our financial lives unraveled.

But upheaval on Wall Street, unacceptable rates of unemployment and plummeting real estate values have taken their toll.  Since 2007, 7.9 million homeowners have lost their homes to foreclosure. Current estimates are that one in four homeowners owe more on their mortgages than they could get from the sale of their home. Millions more homes will be lost to foreclosure before this real estate crisis runs its course.

The sad fact is that foreclosure is not an isolated event. For months leading up to the loss of a home, financially strapped homeowners live under a cloud of uncertainty.  And then for many years afterwards, the blow to credit gets in the way of buying another home or buying anything on credit. Foreclosure even complicates employment prospects.

The impact of foreclosure is huge and the sad fact is that it’s often avoidable.


As a real estate professional who has earned the Certified Distressed Property Expert (CDPE) designation, my mission is to provide financially strapped homeowners with options to foreclosure, ensure that they steer clear of scams, and help navigate them through the solution that best meets their needs.

Among the most important facts to keep in mind: the sooner help is sought, the better the options.

These are tough times, but more help is available than ever before. If you or someone you care about is ready to navigate away from the dark cloud of an unmanageable mortgage and realize that hope and blue skies are within reach, contact me today and let’s get started.

What are your 10 Options to Avoid Foreclosure?


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Rock Realty is proud to announce: Michael Collins has received his Certified Distressed Property Expert designation (CDPE).


This is Michael's second such designation in the distressed property and pre-foreclosure field. He also holds the Short Sales & Foreclosure Resource (SFR) certification. If you are looking for a short sale specialist in the greater Madison & Janesville Wisconsin areas, Michael Collins is the Realtor® for you!

In fact, in 2012 Michael was involved in more short sale single family home & condo closings than any other real estate agent in the South Central Wisconsin MLS! He has represented both buyers and seller clients in Dane, Rock & Green Counties. In 2012 alone, he closed 8 Short Sale homes where he was the listing agent. Click the link below to see those sold listings!

Michael's 2012 Short Sale Closings



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4359148099?profile=original I have registered in March of 2011 to obtain my Certified Distress Property Expert (CDPE) designation to further my education in real estate. I made this announcement on my weekly radio show last week. I want to show the public that I am an expert in distressed properties. However, obtaining my CDPE alone will not make me an expert.


I am dealing with distressed properties on a daily basis since I assist real estate investors to purchase from the Arizona Trustee Sales on a daily basis. My real estate investors expect a lot from me. I deliver on a daily basis to obtain investment properties at a great loan to value. Yes, there are times when people are still in the homes. How do you deal with that problem? Well, one must be able to communicate with another human being to commit to a move out date so the investor can renovate the property. I have never had a problem over the last four years.


I am looking forward to the CDPE class. I will be the first one to inform you that I do not know it all. So, I would like to accomplish three things from the class see below:


  1. New knowledge on distressed properties
  2. Network with other real estate professionals
  3. Obtain my CDPE designation

The CDPE designation will also show asset managers that I am an expert in distressed properties when obtaining listing assignments to move their inventory with the best methods in the industry. I am ready for the challenge at all times.


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