I was sent a very interesting video clip that I felt the need to share. My mortgage broker feels (and I see her point) that this is why some banks have no interest in really helping the homeowners with either short selling their home or with loan modifications. We hear too many stories from homeowners that are saying that they are trying to modify, but the bank its just not cooperating. According to this video, some banks may be profiting a whole lot more with a foreclosure. They would have a true loss with a short sale or gain nothing with a mod.